Description:
*
"While
Finzsoft undertakes project development work, the development of our own
Sovereign finance and banking software package is the main business
direction. This software
product is the dominant software in its market of larger non international
banks in New Zealand. The first implementations in Australia have
commenced, and Finzsoft Australia is maintaining an active presence.
Business is commencing in USA and other international areas as well.
Our clients utilising the Sovereign finance
and banking software provide to their market a wide range of varying
lending and funding products. They operate in many differing structures
– including branches, dealers, brokers, tellers, internet."
Website: http://www.finzsoft.com/
Recent announcements: click here
|
Year |
2002 |
2003 |
2004 |
2005 |
2006 |
Average
GR |
Compounding
GR |
|
Gross
growth rates |
|
|
|
|
|||
|
Revenue |
|
9% |
42% |
30% |
12% |
87% |
18% |
|
NPAT |
|
-14% |
-60% |
-282% |
197% |
-149% |
-213% |
|
Total
Assets |
|
-4% |
13% |
4% |
13% |
29% |
5% |
|
Net
Assets |
|
-7% |
2% |
5% |
12% |
17% |
2% |
|
Per
Share figures and growth |
|||||||
|
Earnings |
$
(0.03) |
$
(0.03) |
$
(0.01) |
$
0.02 |
$
0.06 |
|
|
|
|
|
-14% |
-61% |
-282% |
197% |
-150% |
-213% |
|
Net
Assets |
$
0.43 |
$
0.40 |
$
0.39 |
$
0.41 |
$
0.46 |
|
|
|
|
|
-7% |
-2% |
5% |
12% |
13% |
1% |
|
Dividends |
$
- |
$
- |
$
- |
$
- |
$
0.02 |
|
|
|
|
|
|
|
|
|
|
|
|
Profitability |
|||||||
|
Return
on Assets |
-7% |
-6% |
-2% |
4% |
10% |
|
|
|
Equity
Multiplier |
1.16 |
1.19 |
1.33 |
1.30 |
1.32 |
|
|
|
Return
on Equity (ROE) |
-8% |
-7% |
-3% |
5% |
14% |
|
|
|
ROE
(avg E) |
|
-7% |
-3% |
5% |
14% |
|
|
|
Net
Profit Margin |
-8% |
-6% |
-2% |
2% |
7% |
|
|
|
Dividend
payout ratio |
0% |
0% |
0% |
0% |
24% |
|
|
|
Liquidity |
|||||||
|
Net
working capital |
$862,598
|
$828,398
|
$928,866
|
$1,414,876
|
$1,978,168
|
|
|
|
Current
ratio |
2.70 |
2.61 |
2.07 |
2.47 |
2.61 |
|
|
|
Acid
test ratio |
2.70 |
2.61 |
2.07 |
2.47 |
2.61 |
|
|
|
Other |
|||||||
|
Times
interest earned |
-17.72 |
-12.74 |
0.54 |
21.21 |
37.36 |
|
|
|
Operating
exp/income |
108% |
106% |
100% |
94% |
88% |
|
|
|
|
|
|
|
|
|
|
|
|
Summary
Financials |
|||||||
|
Income |
3482435 |
3802642 |
5406595 |
7043617 |
7873559 |
|
|
|
Expenses |
3762037 |
4029751 |
5417984 |
6657128 |
6960444 |
|
|
|
Tax |
-4523 |
9994 |
84205 |
212030 |
395004 |
|
|
|
NPAT |
-275079 |
-237103 |
-95594 |
174459 |
518111 |
|
|
|
|
|
|
|
|
|
|
|
|
Assets |
3939648 |
3769643 |
4272898 |
4429183 |
5019800 |
|
|
|
Liabilities |
532996 |
600094 |
1048943 |
1030769 |
1227775 |
|
|
|
Net
Assets |
3406652 |
3169549 |
3223955 |
3398414 |
3792025 |
|
|
| Registered Office: 166 Kitchener Road Milford Auckland |
Mailing address: |
| Directors: Don Hattaway Tony Hood Brent King Barrie Shannon |
Secretary: |
| Auditors: Staples Rodway |
Solicitors: Morton Tee & Co |
| Bankers: ANZ National Bank Westpac Banking Corporation |
Registrar: Link Market Services Ltd |
| Other: |
|
| Other | Last updated: |
Company balance date: 31 March
Trading over the last year
