CBSPA
Description:
* "Since
1875, CBS Canterbury has provided high quality financial and banking
services to individuals, groups and organisations, and farming and
commercial businesses. New
Zealand owned, we specialise in easy to use, easily understood accounts
tailored to meet the needs of our clients. The main emphasis of
Mortgage lending and Investment finance has been complimented with a wide
range of general accounts, offering flexible options yet still encouraging
prudent savings and sound money management. CBS
Canterbury's strength has been, and continues to be, its people.
While other sectors of the finance industry have rejected personal
service, we have continued to see it as a priority. At the same
time, we have embarked on a path of new technology development demanded by
today's banking customers. Low
overheads allow us to offer competitive interest rates and modest charges,
factors that, (along with our emphasis on superior service), have seen CBS
Canterbury enjoy the support of increasing numbers of clients."
Website: http://www.cbscanterbury.co.nz/
Recent announcements: click here
|
Year |
2002 |
2003 |
2004 |
2005 |
2006 |
Average
GR |
Compounding
GR |
|
Gross
growth rates |
|
|
|
|
|||
|
Revenue |
|
13% |
16% |
29% |
24% |
73% |
16% |
|
NPAT |
|
52% |
-10% |
41% |
6% |
49% |
15% |
|
Total
Assets |
|
16% |
19% |
17% |
19% |
60% |
14% |
|
Net
Assets |
|
5% |
4% |
30% |
4% |
40% |
8% |
|
Per
Share figures and growth |
|||||||
|
Earnings |
$ 0.21
|
$ 0.32
|
$ 0.28
|
$ 0.40
|
$ 0.31
|
|
|
|
|
|
52% |
-10% |
41% |
-23% |
20% |
8% |
|
Net
Assets |
$ 3.74
|
$ 3.92
|
$ 4.08
|
$ 5.30
|
$ 4.02
|
|
|
|
|
|
5% |
4% |
30% |
-24% |
11% |
1% |
|
Dividends |
$ 0.17
|
$ 0.18
|
$
0.20 |
$ 0.23
|
$ 0.19
|
|
|
|
|
|
9% |
11% |
13% |
-14% |
12% |
3% |
|
Profitability |
|||||||
|
Return
on Assets |
0.55% |
0.72% |
0.54% |
0.65% |
0.57% |
|
|
|
Equity
Multiplier |
10.20 |
11.31 |
12.97 |
11.68 |
13.38 |
|
|
|
Return
on Equity (ROE) |
6% |
8% |
7% |
8% |
8% |
|
|
|
ROE
(avg E) |
|
8% |
7% |
9% |
8% |
|
|
|
Net
Profit Margin |
8% |
10% |
8% |
9% |
7% |
|
|
|
Dividend
payout ratio |
79% |
57% |
70% |
56% |
63% |
|
|
|
Liquidity |
|||||||
|
Net
working capital |
$(132,154,131) |
$(156,987,528) |
$(190,951,284) |
$(169,697,400) |
$(207,927,406) |
|
|
|
Current
ratio |
0.01 |
0.01 |
0.00 |
0.23 |
0.22 |
|
|
|
Acid
test ratio |
0.01 |
0.01 |
0.00 |
0.23 |
0.22 |
|
|
|
Other |
|||||||
|
Times
interest earned |
1.19 |
1.26 |
1.19 |
1.20 |
1.16 |
|
|
|
Operating
exp/income |
22% |
21% |
20% |
18% |
16% |
|
|
|
|
|
|
|
|
|
|
|
|
Summary
Financials |
|||||||
|
Income |
10827719 |
12200819 |
14187552 |
18331679 |
22776539 |
|
|
|
Expenses |
9481186 |
10215939 |
12418510 |
15835546 |
20213644 |
|
|
|
Tax |
511949 |
712640 |
630339 |
894176 |
869917 |
|
|
|
NPAT |
834584 |
1272240 |
1138703 |
1601957 |
1692978 |
|
|
|
|
|
|
|
|
|
|
|
|
Assets |
152551513 |
177359574 |
211666013 |
247561935 |
295798756 |
|
|
|
Liabilities |
137601967 |
161679441 |
195342749 |
226364831 |
273683241 |
|
|
|
Net
Assets |
14949546 |
15680133 |
16323264 |
21197104 |
22115515 |
|
|
| Registered Office: 224 East Street Ashburton |
Mailing address: Society House, 224 East Street, P.O. Box 313 Ashburton |
| Directors: Richard Walter Ashford Rodger Bradford R.J Calvert Donald George Church Graham Russell Kennedy John Ellis Fitzroy Moon P.C Rhodes Nicola Joanne Wagner |
Secretary: David Street |
| Auditors: Deloitte |
Solicitors: Buddle Findlay |
| Bankers: Westpac Banking Corporation |
Registrar: Link Market Services Limited |
| Other: |
|
| Other | Last updated: 14-11-2007 |
Company balance date: 31 March
Trading over the last year
enquire about sponsorship and advertising: info@smallcaps.co.nz
